Phishing Scams getting more sophisticated

It's been a while since I even thought about phishing scams. But, today I got an email from Bank of America asking me to update my account. Luckily, I am not so naive to think that they really need me to do this and would actually email this to a whole list of "undisclosed recipients."
While the note looks somewhat legit, it is the next page that is pretty amazing. Here is the note:

As measures mesures of ensuring a safer and more secure Banking
environment,We have re-structured our Banking servers .

Hence, we have decided to put an extra verification process to ensure your identity and account information is protected.

Please click on continue, to the verification process and ensure your Account information is entered correctly to get verified.

It is all about your security.

Thank you.

My favorite line of course, "It is all about your security." It then sends you to a page where you'd have to fill out your information, including social security number, mother's maiden name, account information, etc.

I an not sure if I am more informed on these scams because I've worked with VeriSign or other anti-spam or anti-phishing vendors, but they still scare me. I worry that my parents or grandparents may fall victim to this. So be warned! Any incoming email that wants your private information Don't give it out.

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